Nexo’s enterprise mannequin and the gold customary in digital finance


At Nexo, we mix unparalleled digital asset experience with a forward-looking imaginative and prescient for monetary companies. Since our inception, we’ve constructed a repute for stability, reliability, and innovation, navigating the complexities of the digital financial system to ship best-in-class options.

The inspiration of digital asset experience: threat administration

Nexo’s operations are underpinned by a meticulously designed enterprise mannequin that prioritizes safety, effectivity, and sustainability. Central to our strategy is a real-time threat engine, fine-tuned over years of navigating risky markets. Our disciplined strategy to money circulation administration has enabled us to implement a conservative threat administration coverage to make sure long-term sustainability. This basis safeguards purchasers’ funds, reinforces monetary stability, and positions us to grab development alternatives.

A tried and examined platform, premium OTC, non-public companies 

Nexo’s ecosystem provides clever, seamless options tailor-made to the wants of retail and institutional purchasers alike:

  • Over-collateralized credit score: The Nexo platform provides industry-leading crypto-backed loans with versatile phrases secured by an over-collateralization ratio between 111% and 666%. This implies our platform’s totally automated credit score strains are backed by as much as 6.6x extra collateral than wanted. Nexo additionally provides margin lending and institutional OTC loans.
  • Earn curiosity merchandise: Aggressive, sustainable yields designed for long-term development and stability.
  • Buying and selling companies: Deep spot and futures liquidity, greatest execution pricing, and superior instruments.
  • Nexo Card: A dual-mode crypto fee card that lets purchasers both borrow in opposition to their crypto as collateral (credit score mode) or spend it instantly (debit mode), with versatile switching between modes. It helps a number of cryptocurrencies and provides options like compound curiosity on unused balances.
  • White-label options: Allow companies to combine lending, incomes, and buying and selling options below their very own model utilizing Nexo’s safe, scalable infrastructure.
  • Premium OTC companies: Shopper-tailored options by Nexo Non-public’s OTC desk, providing buying and selling, lending, and borrowing choices designed to satisfy particular person wants.
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At Nexo, we constantly leverage our enterprise acumen, know-how, and know-how to drive innovation throughout the digital property ecosystem, together with by:

  • Addressing the evolving wants of HNWIs {and professional} traders: By offering tailor-made options that align with the distinctive calls for of subtle market individuals, we guarantee entry to premium digital asset companies that mix flexibility, safety, and effectivity.
  • Constructing a strategic associate ecosystem: By way of B2B companies equivalent to white-label options and fee gateways, we empower companies to enter untapped markets with confidence. These partnerships permit us to increase the attain of our infrastructure whereas fostering innovation and development throughout the broader panorama.

Conservative threat administration

Nexo’s protocols are battle-tested and mix cutting-edge know-how with sound threat administration. In reality, Nexo’s computerized repayments system is comparable in design to that of DeFi protocols. Ought to the collateralization ratio fall under 120%, parts of the collateral are routinely liquidated on a number of exchanges.

In comparison with main DeFi lending protocols, nonetheless, our liquidation engine is diversified throughout each centralized and decentralized exchanges, making Nexo way more environment friendly in execution and resilient to liquidity crunches.

Our buying and selling companies function in a different way from conventional crypto exchanges that use in-house matching engines and order books. As a substitute, we mixture liquidity from a number of venues by good order routing, making certain purchasers profit from aggressive pricing and entry to deep liquidity. This mannequin permits us to repeatedly advance our infrastructure and generate income from the buying and selling companies supplied whereas delivering effectivity and worth to our purchasers. 

All of those actions – change companies, crypto-backed loans, and collateral liquidations, together with our award-winning Nexo Card, are income turbines that require Nexo to carry on and transfer balances throughout quite a few exchanges and DeFi protocols as a part of our customary operations.

This operational setup permits the corporate to grab alternatives for alpha era in market-neutral methods for its purchasers and its personal treasury:

  • Dynamic collateral monitoring: Our proprietary liquidation engine operates seamlessly throughout centralized and decentralized exchanges, making certain unmatched effectivity throughout market turbulence. Debtors profit from overcollateralized loans, the place collateral worth all the time exceeds the borrowed quantity, minimizing counterparty threat. Within the occasion of market downturns, the totally automated liquidation course of swiftly converts collateral to keep up mortgage stability, decreasing publicity for each debtors and lenders. This ensures that obligations are met with out handbook intervention, even in extremely risky circumstances.

  • Confirmed resilience: Nexo’s engineering excellence ensures uninterrupted operations, with zero outages even throughout system updates and upkeep. Our sturdy infrastructure, powered by superior database options, ensures excessive availability and scalability, enabling us to ship seamless companies to our purchasers by all market circumstances.

  • Market-neutral income methods: At Nexo, we proactively adapt to market circumstances by using superior, market-neutral methods that generate constant worth for purchasers and treasury operations. This consists of capturing arbitrage alternatives to leverage worth inefficiencies throughout exchanges and optimizing yield by staking and lending methods that maximize earnings whereas sustaining liquidity.

A imaginative and prescient for the long run

Because the digital finance panorama matures, Nexo continues to set the benchmark for excellence and prudence:

  • Increasing horizons: From numerous digital property to compliant institutional options, we’re bridging conventional and decentralized finance shut collectively.
  • Unmatched safety: At Nexo, safety is paramount. We constantly validate and refine our protocols by present process rigorous audits, together with ISO certifications and information safety assessments. These measures uphold the integrity of our methods and guarantee sturdy safeguards are all the time in place.
  • Pioneering innovation: We empower purchasers with tailor-made options, providing a variety of versatile choices designed to satisfy various wants whereas sustaining the very best requirements of reliability and effectivity.

Our dedication to you

At Nexo, we don’t simply comply with the evolution of wealth – we drive it. Since our inception, we’ve processed over $320 billion with no single greenback misplaced, issued greater than $8 billion in credit score, and constructed a sturdy platform with over $11+ billion in property below administration. By combining industry-leading safety, modern options, and customized consumer care, we’ve redefined what’s attainable in digital finance. The way forward for wealth is quick, dynamic, and borderless, and we’re right here to make sure you’re all the time a step forward. Whether or not you’re constructing, preserving, or using wealth, Nexo empowers you to do all of it seamlessly, securely, and in your phrases. Welcome to the way forward for monetary freedom – welcome to Nexo.

Keep safe. Keep forward.