Visa Begins US Stablecoin Settlement through USDC on Solana – Decrypt

Briefly
Visa will enable partnered issuers and acquirers within the U.S. to settle with stablecoins, beginning with USDC on Solana.
The growth follows its world pilots that started rolling out in 2023.
Its month-to-month stablecoin volumes have eclipsed a $3.5 billion annual run charge.
Visa is increasing its stablecoin pilot to incorporate settlements in america utilizing Circle's USDC on the Solana blockchain. The growth will enable U.S. acquirer and issuer companions of the funds big to settle in USDC, beginning with preliminary banking companions Cross River Financial institution and Lead Financial institution. The agency is anticipating a broader rollout in 2026. “Visa is increasing stablecoin settlement as a result of our banking companions will not be solely asking about it—they’re making ready to make use of it,” stated Visa’s International Head of Development Merchandise and Strategic Partnerships Rubail Birwadker, in a press release. “By bringing USDC settlement to the U.S., Visa is delivering a dependable, bank-ready functionality that improves treasury effectivity whereas sustaining the safety, compliance and resiliency requirements our community requires,” he added. In response to the agency, USDC settlement permits for quicker fund motion and elevated settlement availability, upgrading from the everyday 5-day enterprise week to a full 7-day settlement window. 
A strong milestone within the mainstream adoption and acceptance of USDC, with Visa saying that every one US card issuers (banks, fintechs, crypto corporations) can now settle straight with Visa utilizing USDC.  Visa additionally working with Circle to organize for launching on @Arc.
Greenback digital… pic.twitter.com/c7ilmCrXWY
— Jeremy Allaire – jda.eth / jdallaire.sol (@jerallaire) December 16, 2025The U.S. growth builds on Visa’s current stablecoin settlement expertise. The funds agency has been experimenting with settlement in USDC since 2021, and started formally doing so in pilots throughout the globe beginning in 2023. It has now eclipsed a $3.5 billion annualized run charge based mostly on its knowledge from November 30. “Fintech and crypto innovators more and more ask us to deliver stablecoins into their current product suite,” stated Gilles Gade, founder, president, and CEO of Cross River Financial institution, in a press release. “A unified platform that natively helps each stablecoins and conventional fee networks is the inspiration for a way worth will transfer globally.” Visa’s U.S. growth comes someday after it introduced the creation of a stablecoin advisory observe, a service to assist monetary establishments and retailers consider and implement stablecoin practices.Final month, Visa started piloting using USDC in direct funds for gig employees, and earlier this yr it expanded its stablecoin settlement choices in different international locations to incorporate different layer-1 blockchains like Stellar and Avalanche. It has additionally been working with Circle as an early design companion on its stablecoin-focused blockchain, Arc. Sooner or later, Visa stated it goals to permit USDC settlement on Arc along with working a validator node for the community. Shares of Visa Inc. (V) are down round 0.5% after the opening bell on Tuesday, altering fingers round $345.26. Shares have gained round 9.2% year-to-date.Every day Debrief NewsletterStart daily with the highest information tales proper now, plus unique options, a podcast, movies and extra.