Zero-Curiosity Credit score wins Client Lending Product of the 12 months on the FinTech Breakthrough Awards

We’re excited to share that Nexo’s Zero-Interest Credit (ZiC) has been named “Client Lending Product of the 12 months” within the tenth annual FinTech Breakthrough Awards.

Zero-Curiosity Credit score allows purchasers to borrow in opposition to Bitcoin and Ethereum at 0% APR with no charges, eliminating the danger of mid-term liquidation by way of a fixed-duration construction with predefined reimbursement parameters — a primary in crypto-backed lending.

The popularity comes as crypto-collateralized lending continues to evolve towards larger structural self-discipline and resilience. The market stays a nearly $70 billion phase of digital belongings finance, with centralized lenders demonstrating strengthening collateral self-discipline and danger administration throughout the sector, reinforcing the relevance of maturity-based lending fashions like Zero-Curiosity Credit score.

With predefined length and worth boundaries, ZiC delivers predetermined outcomes at maturity — even throughout sharp market volatility. No margin calls, no mid-term liquidations.

Since launch, Zero-Curiosity Credit score has generated over $140 million in complete mortgage quantity, with a 76% borrower renewal price and a mean of 4.28 renewals per consumer.

“Nexo is redefining crypto-backed lending with its Zero-Curiosity Credit score innovation, making a paradigm shift in crypto credit score. Via Zero-Curiosity Credit score, Nexo introduces predefined, clear parameters that cut back reliance on reactive liquidation triggers. Nexo delivers a extra structured and resilient strategy to digital asset lending. We’re happy to acknowledge Zero-Curiosity Credit score as ‘Client Lending Product of the 12 months.’”

— Steve Johansson, Managing Director, FinTech Breakthrough

“Crypto credit score has matured considerably in recent times, and debtors more and more anticipate clearly outlined outcomes and stronger collateral self-discipline. Zero-Curiosity Credit score displays that evolution by introducing agreed maturity parameters rather than reflexive liquidation mechanics, designed for predictability throughout market cycles. We’re honored to see this innovation acknowledged.”

— Elitsa Taskova, Chief Product Officer, Nexo