Crypto card wealth is turning into a part of the lifestyle for Nexo cardholders in Europe

Nexo, the premier wealth platform for digital belongings, as we speak launched the findings of its Digital assets and the European lifestyle report – an evaluation of how its shoppers throughout Europe spent in 2025.¹ European Nexo cardholders spend about €80 per transaction, twice the euro-area card common of about €38,² and what they pay for is acquainted: an extended lunch with a colleague, a wellness class after work, a weekend away booked earlier than mattress.

The Nexo Card was the first crypto card to mix credit score and debit capabilities. Purchasers can borrow in opposition to their holdings as a substitute of promoting them³, or pay immediately with crypto. It's accessible on the Mastercard community.

Extending this utility throughout European jurisdictions, the Nexo Card is now accessible in key abroad territories and autonomous areas in France (Réunion, Martinique, Guadeloupe, French Guiana, Mayotte, Saint-Martin), Spain (Canary Islands, Ceuta, Melilla), and Finland (Åland Islands).

“This enlargement brings the Nexo Card on to well-liked journey locations throughout the prolonged European area,” mentioned Yasen Yankov, Head of Product Administration at Nexo. “What the information exhibits is a European shopper who spends on on a regular basis classes, with larger ticket sizes. What units this spending aside is how it's funded. We see digital asset wealth, made spendable by instruments just like the Nexo Card, turning into a brand new driver of consumption.”

What the information exhibits

• Experiences depend as a lot as items: Practically a 3rd of all spending went on journey, consuming out, and leisure, roughly as a lot as all different retail spending, groceries apart. Eating places took 88.5% of foods and drinks spending.
• Progress within the classes that fill a life: In contrast with 2024, well being and wellness spending grew 27%, journey 22%, and leisure 22%.
• The identical life, funded two methods: Purchasers will pay straight from their crypto, and once they do, 72.7% of it goes by way of stablecoins, digital belongings designed to take care of a secure worth, although this isn't assured. Or they'll borrow in opposition to holdings equivalent to Bitcoin and Ether as a substitute of promoting them.

A brand new driver of consumption

Crypto possession is increasing throughout main European economies: in early 2026, about one in 5 respondents within the Netherlands and one in six in Germany mentioned they owned crypto-assets.⁴  In France, 53% of holders have already paid for one thing with crypto, most frequently with a card.⁴ What turns that wealth into spending is infrastructure. By permitting shoppers to make use of their belongings with out promoting them, that infrastructure bridges the hole between saved wealth and lively spending.

Journey is the place this exhibits most clearly. It was the second-largest class on the Nexo Card in 2025, at 15.9% of quantity, in a area that's the world’s main leisure journey vacation spot, taking about one third of world leisure journey spending.⁵

Technological innovation within the funds infrastructure by itself isn’t one thing folks often take into consideration; it’s merely a background knowledge level. A 12 months of Nexo Card spending exhibits it at work: eating places, journey, wellness and, for greater than half of cardholders, the grocery store. Crypto playing cards have gotten a part of the lifestyle for Nexo cardholders in Europe. What units this spending aside is how it's funded.

The complete report is out there at https://nexo.com/eea/research/nexo-card-report-2026.

About Nexo

Nexo is a premier digital belongings wealth platform designed to empower shoppers to develop, handle, and protect their crypto holdings. Our mission is to concentrate on buyer success and ship tailor-made options that construct enduring worth, supported by 24/7 consumer care.

Since 2018, Nexo has offered alternatives to forward-thinking shoppers in over 200 jurisdictions. With over $7 billion in consumer belongings and over $490 billion processed, we carry lasting worth to thousands and thousands worldwide. Our all-in-one platform combines superior know-how with a client-first method, providing versatile and fixed-term incomes merchandise, crypto-backed loans, subtle buying and selling instruments, and liquidity options, together with the Nexo Card. Constructed on deep business experience, a sustainable enterprise mannequin, strong infrastructure, stringent safety, and world licensing, Nexo champions innovation.

Media Contacts
Nexo Communications group
[email protected] 

¹ Concerning the knowledge. Findings are based mostly on anonymised, aggregated Nexo Card transaction knowledge for 1 January to 31 December 2025 throughout the European Financial Space, except acknowledged in any other case. In credit score mode, shoppers borrow in opposition to their crypto with out promoting it; in debit mode, digital belongings are transformed on the level of sale. Percentages are shares of spending or quantity, as described within the report.

² ECB, cost statistics: the common euro-area card cost was round €38 within the first half of 2025 and round €39 within the second half (provisional knowledge). ecb.europa.eu/press/stats/paysec

³ Crypto-backed loans carry threat. If the market worth of your collateral falls, your digital belongings could also be bought to cowl the mortgage.

⁴ Adan and Ipsos, 2026 Barometer on the adoption of crypto-assets in France and in Europe, April 2026. On-line survey of greater than 7,000 adults, 12 to 23 January 2026.

⁵WTTC, Financial Influence Analysis, press launch 17 August 2026: Europe accounted for $2 trillion of $6.15 trillion in world leisure journey spending in 2025. wttc.org/information/europe-captures-one-third-global-leisure-travel-spending

Disclaimer:
Aside from statements of historic reality, the knowledge contained herein constitutes forward-looking statements, which aren't ensures of future efficiency and shouldn't be relied on as they depend on uncertainties, which can result in materials variations from the expressed or implied statements. This materials just isn't monetary recommendation, and any funding resolution you make is solely your accountability. Nexo accepts no legal responsibility for the results of any actions taken on the premise of the knowledge offered, together with any damages suffered by the reader. Digital Property aren't cash or authorized tender, aren't backed by the federal government or by a central financial institution, and most should not have any underlying belongings, income stream, or one other supply of worth. Nexo Accounts aren't topic to any governmental insurance coverage safety (together with FDIC or SIPC), nor are they coated by any compensation scheme (together with FSCS).
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